/* ==========================================================================
   MUSSIF — Mutuelle Sociale du Secteur Informel & Formel
   Feuille de style principale
   Charte : vert clair #65C03D · vert MUSSIF #3FA535 · vert profond #1F6B33
   ========================================================================== */

/* ---------- 1. Variables & reset ---------- */
:root {
  --vert-clair:   #65C03D;
  --vert:         #3FA535;
  --vert-fonce:   #1F6B33;
  --vert-nuit:    #14472A;
  --vert-pale:    #EEF8E9;
  --vert-brume:   #F6FBF3;

  --encre:        #17301F;
  --gris:         #5B6B60;
  --gris-clair:   #E4EBE4;
  --blanc:        #FFFFFF;
  --creme:        #FBFCFA;

  --soleil:       #F4A93C;   /* accent chaleureux, usage ponctuel */

  --r-s:  10px;
  --r-m:  18px;
  --r-l:  28px;
  --r-xl: 40px;

  --ombre-s: 0 2px 10px rgba(23, 48, 31, .06);
  --ombre-m: 0 10px 30px rgba(23, 48, 31, .08);
  --ombre-l: 0 24px 60px rgba(23, 48, 31, .12);

  --max: 1260px;
  --nav-h: 82px;

  --police: 'Poppins', 'Segoe UI', system-ui, -apple-system, sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; scroll-padding-top: calc(var(--nav-h) + 20px); }

body {
  font-family: var(--police);
  color: var(--encre);
  background: var(--blanc);
  line-height: 1.7;
  font-size: 16.5px;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* ---------- 2. Typographie ---------- */
h1, h2, h3, h4 { line-height: 1.2; font-weight: 700; color: var(--vert-nuit); letter-spacing: -.015em; }
h1 { font-size: clamp(2.1rem, 5vw, 3.5rem); font-weight: 800; }
h2 { font-size: clamp(1.7rem, 3.6vw, 2.6rem); font-weight: 800; }
h3 { font-size: clamp(1.15rem, 2vw, 1.4rem); }
p  { color: var(--gris); }
strong { color: var(--encre); font-weight: 600; }

.lead { font-size: clamp(1.02rem, 1.6vw, 1.18rem); color: var(--gris); max-width: 60ch; }

/* ---------- 3. Structure ---------- */
.conteneur { width: min(100% - 44px, var(--max)); margin-inline: auto; }
.section { padding: clamp(64px, 8vw, 108px) 0; }
.section--pale  { background: var(--vert-brume); }
.section--creme { background: var(--creme); }

.entete-section { max-width: 720px; margin-bottom: 52px; }
.entete-section.centre { margin-inline: auto; text-align: center; }
.entete-section p { margin-top: 16px; }

/* Étiquette « pilule » reprise de la brochure */
.etiquette {
  display: inline-flex; align-items: center; gap: 9px;
  background: linear-gradient(100deg, var(--vert-fonce), var(--vert));
  color: #fff; font-size: .74rem; font-weight: 700;
  letter-spacing: .13em; text-transform: uppercase;
  padding: 9px 20px; border-radius: 100px; margin-bottom: 20px;
}
.etiquette--claire { background: var(--vert-pale); color: var(--vert-fonce); }

/* ---------- 4. Boutons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 15px 30px; border-radius: 100px;
  font-weight: 600; font-size: .96rem; font-family: inherit;
  border: 2px solid transparent; cursor: pointer;
  transition: transform .18s ease, box-shadow .18s ease, background .18s ease, color .18s ease;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-2px); }
.btn-primaire {
  background: linear-gradient(100deg, var(--vert-clair), var(--vert));
  color: #fff; box-shadow: 0 8px 22px rgba(63, 165, 53, .32);
}
.btn-primaire:hover { box-shadow: 0 14px 30px rgba(63, 165, 53, .42); }
.btn-secondaire { background: #fff; color: var(--vert-fonce); border-color: var(--gris-clair); }
.btn-secondaire:hover { border-color: var(--vert-clair); color: var(--vert); }
.btn-fantome { background: rgba(255,255,255,.14); color: #fff; border-color: rgba(255,255,255,.45); }
.btn-fantome:hover { background: #fff; color: var(--vert-fonce); }
.btn-blanc { background: #fff; color: var(--vert-fonce); }
.btn-sm { padding: 11px 22px; font-size: .88rem; }
.groupe-btn { display: flex; gap: 14px; flex-wrap: wrap; }

/* ---------- 5. Logo ---------- */
.logo { display: inline-flex; flex-direction: column; line-height: 1; }
.logo-mot {
  font-weight: 800; font-size: 1.72rem; letter-spacing: -.045em;
  color: var(--vert-fonce); display: flex; align-items: baseline;
}
.logo-mot .clair { color: var(--vert-clair); }
.logo-mot .miroir { display: inline-block; transform: scaleX(-1); }
.logo-bas {
  font-size: .485rem; letter-spacing: .045em; color: var(--gris);
  font-weight: 500; margin-top: 5px; text-transform: none; line-height: 1.35;
}
.logo--blanc .logo-mot { color: #fff; }
.logo--blanc .logo-mot .clair { color: #C9EBB4; }
.logo--blanc .logo-bas { color: rgba(255,255,255,.78); }

/* ---------- 6. Navigation ---------- */
.navbar {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.92); backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--gris-clair);
}
.navbar-inner { height: var(--nav-h); display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.nav-liens { display: flex; align-items: center; gap: 4px; }
.nav-liens a {
  padding: 10px 14px; border-radius: 100px; font-size: .92rem; font-weight: 500;
  color: var(--encre); white-space: nowrap; transition: background .16s, color .16s;
}
.nav-liens a:hover { background: var(--vert-pale); color: var(--vert-fonce); }
.nav-liens a.actif { color: var(--vert); font-weight: 600; }
.nav-actions { display: flex; align-items: center; gap: 10px; }
.burger {
  display: none; background: none; border: 0; cursor: pointer; padding: 8px;
  flex-direction: column; gap: 5px;
}
.burger span { width: 24px; height: 2.5px; background: var(--vert-fonce); border-radius: 3px; transition: .25s; }
.burger.ouvert span:nth-child(1) { transform: translateY(7.5px) rotate(45deg); }
.burger.ouvert span:nth-child(2) { opacity: 0; }
.burger.ouvert span:nth-child(3) { transform: translateY(-7.5px) rotate(-45deg); }

/* ---------- 7. Bandeau d'accueil ---------- */
.hero { position: relative; padding: clamp(56px, 7vw, 96px) 0 clamp(64px, 8vw, 104px); overflow: hidden; }
.hero::before {
  content: ''; position: absolute; inset: 0;
  background:
    radial-gradient(700px 480px at 88% 6%, rgba(101,192,61,.16), transparent 62%),
    radial-gradient(560px 420px at 2% 88%, rgba(31,107,51,.10), transparent 64%);
  z-index: -1;
}
.hero-grille { display: grid; grid-template-columns: 1.05fr .95fr; gap: 60px; align-items: center; }
.hero h1 { margin-bottom: 20px; }
.hero h1 .surligne { color: var(--vert); }
.hero .lead { margin-bottom: 32px; }
.hero-visuel { position: relative; }
.hero-visuel img { border-radius: var(--r-xl); box-shadow: var(--ombre-l); width: 100%; object-fit: cover; aspect-ratio: 4/4.4; }
.hero-visuel::after {
  content: ''; position: absolute; width: 200px; height: 200px; right: -34px; bottom: -34px;
  border-radius: var(--r-l); background: linear-gradient(140deg, var(--vert-clair), var(--vert-fonce));
  opacity: .13; z-index: -1;
}
.hero-badge {
  position: absolute; left: -26px; bottom: 42px;
  background: #fff; border-radius: var(--r-m); padding: 16px 20px;
  box-shadow: var(--ombre-m); display: flex; align-items: center; gap: 13px; max-width: 250px;
}
.hero-badge .rond {
  width: 44px; height: 44px; flex: none; border-radius: 50%;
  background: var(--vert-pale); display: grid; place-items: center; font-size: 1.25rem;
}
.hero-badge b { display: block; font-size: .95rem; color: var(--vert-nuit); }
.hero-badge span { font-size: .78rem; color: var(--gris); line-height: 1.4; display: block; }

/* Bandeau de confiance */
.bandeau-confiance {
  display: flex; flex-wrap: wrap; gap: 14px 46px; margin-top: 46px;
  padding-top: 30px; border-top: 1px solid var(--gris-clair);
}
.bandeau-confiance div b { display: block; font-size: 1.5rem; color: var(--vert); font-weight: 800; }
.bandeau-confiance div span { font-size: .84rem; color: var(--gris); }

/* ---------- 8. Cartes ---------- */
.grille { display: grid; gap: 26px; }
.grille-2 { grid-template-columns: repeat(2, 1fr); }
.grille-3 { grid-template-columns: repeat(3, 1fr); }
.grille-4 { grid-template-columns: repeat(4, 1fr); }

.carte {
  background: #fff; border: 1px solid var(--gris-clair); border-radius: var(--r-l);
  padding: 32px 28px; transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}
.carte:hover { transform: translateY(-5px); box-shadow: var(--ombre-m); border-color: rgba(101,192,61,.5); }
.carte h3 { margin-bottom: 10px; }
.carte p { font-size: .95rem; }
.icone {
  width: 54px; height: 54px; border-radius: 16px; margin-bottom: 20px;
  background: var(--vert-pale); color: var(--vert-fonce);
  display: grid; place-items: center; font-size: 1.5rem;
}
.icone--plein { background: linear-gradient(135deg, var(--vert-clair), var(--vert)); color: #fff; }

/* Pictogrammes SVG */
.pic { width: 26px; height: 26px; display: block; }
.pic-xs { width: 15px; height: 15px; }
.pic-xl { width: 54px; height: 54px; color: rgba(255,255,255,.92); stroke-width: 1.4; }
.icone .pic { width: 27px; height: 27px; }
.liste-couverture .pic { width: 22px; height: 22px; flex: none; }
.hero-badge .rond .pic { width: 18px; height: 18px; color: var(--vert); }
.pied .contact-item .pic { width: 17px; height: 17px; margin-top: 4px; }

/* ---------- 9. Tableaux de formules ---------- */
.tableau-enveloppe { overflow-x: auto; border-radius: var(--r-l); box-shadow: var(--ombre-s); background: #fff; }
table.formules { width: 100%; border-collapse: separate; border-spacing: 0; min-width: 720px; }
table.formules thead th {
  background: linear-gradient(100deg, var(--vert), var(--vert-clair));
  color: #fff; font-size: .78rem; letter-spacing: .1em; text-transform: uppercase;
  padding: 17px 20px; text-align: left; font-weight: 700;
}
table.formules thead th:first-child { border-top-left-radius: var(--r-l); }
table.formules thead th:last-child  { border-top-right-radius: var(--r-l); }
table.formules td { padding: 17px 20px; border-bottom: 1px solid var(--gris-clair); font-size: .93rem; color: var(--gris); vertical-align: middle; }
table.formules tbody tr:last-child td { border-bottom: 0; }
table.formules tbody tr:hover { background: var(--vert-brume); }
table.formules .nom { font-weight: 700; color: var(--vert-nuit); font-size: 1rem; }
.taux {
  display: inline-block; background: var(--vert-pale); color: var(--vert-fonce);
  font-weight: 700; font-size: .85rem; padding: 5px 13px; border-radius: 100px;
}
.prix { color: var(--encre); font-weight: 600; }
.note {
  margin-top: 18px; font-size: .88rem; color: var(--gris);
  background: var(--vert-pale); border-left: 4px solid var(--vert-clair);
  padding: 14px 18px; border-radius: 0 var(--r-s) var(--r-s) 0;
}

/* Cartes formules (mobile / mise en avant) */
.carte-formule { background:#fff; border:1px solid var(--gris-clair); border-radius: var(--r-l); padding: 30px 26px; position: relative; transition: .22s; }
.carte-formule:hover { transform: translateY(-5px); box-shadow: var(--ombre-m); }
.carte-formule.populaire { border-color: var(--vert-clair); box-shadow: 0 14px 40px rgba(63,165,53,.16); }
.carte-formule .ruban {
  position: absolute; top: -13px; left: 26px; background: var(--soleil); color: #fff;
  font-size: .7rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase;
  padding: 6px 14px; border-radius: 100px;
}
.carte-formule { display: flex; flex-direction: column; }
.carte-formule .titre-formule { font-size: 1.3rem; font-weight: 800; color: var(--vert-nuit); }
.carte-formule .montant { font-size: 1.85rem; font-weight: 800; color: var(--vert); margin: 12px 0 2px; letter-spacing: -.02em; line-height: 1.15; }
.carte-formule .montant small { display: block; font-size: .8rem; font-weight: 500; color: var(--gris); letter-spacing: 0; margin-top: 3px; }
.carte-formule ul { margin: 20px 0 26px; display: grid; gap: 11px; flex: 1; align-content: start; }
.carte-formule .btn { margin-top: auto; }
.carte-formule li { display: flex; gap: 10px; font-size: .92rem; color: var(--gris); align-items: flex-start; }
.carte-formule li::before { content: '✓'; color: var(--vert); font-weight: 800; flex: none; }

/* Onglets */
.onglets { display: inline-flex; background: var(--vert-pale); padding: 6px; border-radius: 100px; margin-bottom: 36px; gap: 4px; }
.onglets button {
  border: 0; background: none; font-family: inherit; font-size: .93rem; font-weight: 600;
  color: var(--vert-fonce); padding: 11px 26px; border-radius: 100px; cursor: pointer; transition: .2s;
}
.onglets button.actif { background: #fff; color: var(--vert); box-shadow: var(--ombre-s); }
.panneau { display: none; }
.panneau.actif { display: block; animation: apparait .35s ease; }
@keyframes apparait { from { opacity: 0; transform: translateY(10px);} to { opacity: 1; transform: none; } }

/* ---------- 10. Étapes ---------- */
.etapes { display: grid; grid-template-columns: repeat(4, 1fr); gap: 26px; counter-reset: e; }
.etape { position: relative; padding-top: 12px; }
.etape .num {
  width: 52px; height: 52px; border-radius: 50%; display: grid; place-items: center;
  background: linear-gradient(135deg, var(--vert-clair), var(--vert)); color: #fff;
  font-weight: 800; font-size: 1.15rem; margin-bottom: 18px; box-shadow: 0 8px 18px rgba(63,165,53,.28);
}
.etape:not(:last-child)::after {
  content: ''; position: absolute; top: 38px; left: 62px; right: -14px; height: 2px;
  background: repeating-linear-gradient(90deg, var(--gris-clair) 0 7px, transparent 7px 14px);
}
.etape h3 { font-size: 1.1rem; margin-bottom: 8px; }
.etape p { font-size: .92rem; }

/* ---------- 11. Blocs verts ---------- */
.bloc-vert {
  background: linear-gradient(115deg, var(--vert-fonce) 0%, var(--vert) 55%, var(--vert-clair) 100%);
  color: #fff; border-radius: var(--r-xl); padding: clamp(38px, 5vw, 66px); position: relative; overflow: hidden;
}
.bloc-vert::after {
  content: ''; position: absolute; width: 420px; height: 420px; right: -140px; top: -160px;
  border-radius: 50%; background: rgba(255,255,255,.07);
}
.bloc-vert h2, .bloc-vert h3 { color: #fff; position: relative; }
.bloc-vert p { color: rgba(255,255,255,.9); position: relative; }
.bloc-vert .liste-couverture { display: grid; grid-template-columns: repeat(auto-fit, minmax(210px,1fr)); gap: 14px; margin-top: 32px; position: relative; }
.bloc-vert .liste-couverture li {
  background: rgba(255,255,255,.14); border: 1px solid rgba(255,255,255,.22);
  border-radius: var(--r-m); padding: 16px 18px; font-weight: 600; font-size: .95rem;
  display: flex; align-items: center; gap: 11px;
}

/* Bandeau d'appel à l'action */
.cta-final { text-align: center; }
.cta-final h2 { margin-bottom: 14px; }
.cta-final p { max-width: 58ch; margin: 0 auto 30px; }
.cta-final .groupe-btn { justify-content: center; }

/* ---------- 12. Deux colonnes texte/image ---------- */
.duo { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.duo img { border-radius: var(--r-l); box-shadow: var(--ombre-m); width: 100%; object-fit: cover; }
.duo .liste-points { display: grid; gap: 16px; margin-top: 26px; }
.duo .liste-points li { display: flex; gap: 13px; align-items: flex-start; font-size: .96rem; color: var(--gris); }
.duo .liste-points li .puce {
  width: 25px; height: 25px; flex: none; border-radius: 50%; background: var(--vert-pale);
  color: var(--vert-fonce); display: grid; place-items: center; font-size: .78rem; font-weight: 800;
}

/* ---------- 13. FAQ ---------- */
.faq { display: grid; gap: 14px; max-width: 860px; margin-inline: auto; }
.faq details {
  background: #fff; border: 1px solid var(--gris-clair); border-radius: var(--r-m);
  padding: 4px 24px; transition: border-color .2s, box-shadow .2s;
}
.faq details[open] { border-color: var(--vert-clair); box-shadow: var(--ombre-s); }
.faq summary {
  cursor: pointer; list-style: none; font-weight: 600; color: var(--vert-nuit);
  padding: 20px 34px 20px 0; position: relative; font-size: 1rem;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: '+'; position: absolute; right: 0; top: 50%; transform: translateY(-50%);
  font-size: 1.5rem; color: var(--vert); font-weight: 400; transition: transform .2s;
}
.faq details[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq details p { padding-bottom: 22px; font-size: .95rem; }

/* ---------- 14. Témoignages ---------- */
.temoignage { background: #fff; border-radius: var(--r-l); padding: 30px 28px; border: 1px solid var(--gris-clair); }
.temoignage .etoiles { color: var(--soleil); margin-bottom: 14px; letter-spacing: 2px; }
.temoignage p { font-style: italic; color: var(--encre); font-size: .96rem; }
.temoignage .auteur { display: flex; align-items: center; gap: 12px; margin-top: 20px; }
.temoignage .auteur .rond {
  width: 42px; height: 42px; border-radius: 50%; background: var(--vert-pale);
  color: var(--vert-fonce); display: grid; place-items: center; font-weight: 700;
}
.temoignage .auteur b { display: block; font-size: .92rem; color: var(--vert-nuit); }
.temoignage .auteur span { font-size: .8rem; color: var(--gris); }

/* ---------- 15. Pied de page ---------- */
.pied { background: var(--vert-nuit); color: rgba(255,255,255,.72); padding: 70px 0 0; }
.pied-grille { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.2fr; gap: 44px; padding-bottom: 46px; }
.pied h4 { color: #fff; font-size: .95rem; margin-bottom: 18px; letter-spacing: .02em; }
.pied a { color: rgba(255,255,255,.72); font-size: .92rem; transition: color .18s; }
.pied a:hover { color: var(--vert-clair); }
.pied ul { display: grid; gap: 11px; }
.pied p { color: rgba(255,255,255,.72); font-size: .92rem; }
.pied .contact-item { display: flex; gap: 11px; align-items: flex-start; margin-bottom: 13px; font-size: .92rem; }
.pied .contact-item span:first-child { color: var(--vert-clair); }
.pied-bas {
  border-top: 1px solid rgba(255,255,255,.14); padding: 22px 0 26px;
  display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; font-size: .85rem;
}

/* ---------- 16. Boutons flottants (appel & WhatsApp) ---------- */
.flottants { position: fixed; right: 20px; bottom: 22px; z-index: 90; display: grid; gap: 12px; }
.flottant {
  width: 56px; height: 56px; border-radius: 50%; display: grid; place-items: center;
  color: #fff; box-shadow: 0 10px 26px rgba(0,0,0,.22); transition: transform .18s;
}
.flottant:hover { transform: scale(1.08); }
.flottant.wa { background: #25D366; }
.flottant.tel { background: var(--vert-fonce); }
.flottant svg { width: 27px; height: 27px; fill: #fff; }

/* ---------- 17. Bandeau intérieur de page ---------- */
.banniere {
  background: linear-gradient(115deg, var(--vert-fonce), var(--vert));
  color: #fff; padding: clamp(52px, 6vw, 84px) 0; position: relative; overflow: hidden;
}
.banniere::after {
  content: ''; position: absolute; width: 500px; height: 500px; right: -170px; top: -190px;
  border-radius: 50%; background: rgba(255,255,255,.07);
}
.banniere h1 { color: #fff; margin-bottom: 14px; position: relative; }
.banniere p { color: rgba(255,255,255,.9); max-width: 62ch; position: relative; }
.fil { font-size: .85rem; color: rgba(255,255,255,.72); margin-bottom: 16px; position: relative; }
.fil a:hover { color: #fff; }

/* ---------- 18. Contact ---------- */
.carte-contact {
  background: #fff; border: 1px solid var(--gris-clair); border-radius: var(--r-l);
  padding: 32px 28px; display: flex; flex-direction: column; gap: 8px; transition: .22s;
}
.carte-contact:hover { transform: translateY(-5px); box-shadow: var(--ombre-m); border-color: rgba(101,192,61,.5); }
.carte-contact .icone { margin-bottom: 14px; }
.carte-contact b { font-size: 1.08rem; color: var(--vert-nuit); }
.carte-contact a.valeur { color: var(--vert); font-weight: 600; font-size: 1.02rem; }
.carte-contact p { font-size: .9rem; }

/* ---------- 19. Espace adhérent (maquette) ---------- */
.maquette {
  background: var(--creme); border: 1px solid var(--gris-clair); border-radius: var(--r-l); overflow: hidden;
  box-shadow: var(--ombre-m);
}
.maquette-barre { background: #fff; border-bottom: 1px solid var(--gris-clair); padding: 14px 22px; display: flex; align-items: center; gap: 10px; }
.maquette-barre .pastille { width: 11px; height: 11px; border-radius: 50%; background: var(--gris-clair); }
.maquette-corps { padding: 28px; display: grid; gap: 22px; }
.tuiles { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.tuile { background: #fff; border: 1px solid var(--gris-clair); border-radius: var(--r-m); padding: 20px; }
.tuile span { font-size: .78rem; color: var(--gris); text-transform: uppercase; letter-spacing: .08em; }
.tuile b { display: block; font-size: 1.5rem; color: var(--vert-nuit); font-weight: 800; margin-top: 6px; }
.tuile .barre-progression { height: 7px; background: var(--vert-pale); border-radius: 100px; margin-top: 12px; overflow: hidden; }
.tuile .barre-progression i { display: block; height: 100%; background: linear-gradient(90deg, var(--vert-clair), var(--vert)); border-radius: 100px; }
.liste-remb { background: #fff; border: 1px solid var(--gris-clair); border-radius: var(--r-m); }
.liste-remb .ligne { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 16px 20px; border-bottom: 1px solid var(--gris-clair); font-size: .92rem; }
.liste-remb .ligne:last-child { border-bottom: 0; }
.statut { font-size: .76rem; font-weight: 700; padding: 5px 12px; border-radius: 100px; }
.statut.ok { background: var(--vert-pale); color: var(--vert-fonce); }
.statut.attente { background: #FDF1DE; color: #A9701A; }

.champ { display: grid; gap: 7px; margin-bottom: 16px; }
.champ label { font-size: .86rem; font-weight: 600; color: var(--vert-nuit); }
.champ input, .champ select {
  font-family: inherit; font-size: .95rem; padding: 13px 16px;
  border: 1px solid var(--gris-clair); border-radius: var(--r-s); background: #fff; color: var(--encre);
}
.champ input:focus, .champ select:focus { outline: 2px solid var(--vert-clair); outline-offset: 1px; border-color: transparent; }

/* ---------- 20. Articles / actualités ---------- */
.article { background: #fff; border: 1px solid var(--gris-clair); border-radius: var(--r-l); overflow: hidden; transition: .22s; display: flex; flex-direction: column; }
.article:hover { transform: translateY(-5px); box-shadow: var(--ombre-m); }
.article .visuel { height: 190px; background: linear-gradient(135deg, var(--vert-clair), var(--vert-fonce)); display: grid; place-items: center; font-size: 2.6rem; }
.article .visuel img { width: 100%; height: 100%; object-fit: cover; }
.article .corps { padding: 26px 24px; display: flex; flex-direction: column; gap: 10px; flex: 1; }
.article .meta { font-size: .78rem; color: var(--vert); font-weight: 600; letter-spacing: .06em; text-transform: uppercase; }
.article h3 { font-size: 1.12rem; }
.article p { font-size: .92rem; }
.article .lire { margin-top: auto; padding-top: 10px; color: var(--vert); font-weight: 600; font-size: .9rem; }

/* ---------- 21. Animations d'apparition ---------- */
.anim { opacity: 0; transform: translateY(22px); transition: opacity .6s ease, transform .6s ease; }
.anim.vu { opacity: 1; transform: none; }

/* ---------- 22. Responsive ---------- */
@media (max-width: 1024px) {
  .grille-4 { grid-template-columns: repeat(2, 1fr); }
  .etapes { grid-template-columns: repeat(2, 1fr); }
  .etape::after { display: none; }
  .pied-grille { grid-template-columns: 1fr 1fr; }
  .tuiles { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 1150px) {
  .hero-grille, .duo { grid-template-columns: 1fr; gap: 42px; }
  .hero-visuel { order: -1; }
  .hero-visuel img { aspect-ratio: 4/3.2; }
  .hero-badge { left: 12px; bottom: -18px; }
  .grille-3 { grid-template-columns: repeat(2, 1fr); }
  .nav-liens {
    position: fixed; inset: var(--nav-h) 0 auto 0; background: #fff; flex-direction: column;
    align-items: stretch; padding: 18px 22px 26px; gap: 2px; border-bottom: 1px solid var(--gris-clair);
    box-shadow: var(--ombre-m); transform: translateY(-140%); transition: transform .3s ease; z-index: 99;
  }
  .nav-liens.ouvert { transform: none; }
  .nav-liens a { padding: 14px 16px; }
  .burger { display: flex; }
  .nav-actions .btn { display: none; }
}
@media (max-width: 620px) {
  .grille-2, .grille-3, .grille-4, .etapes, .tuiles { grid-template-columns: 1fr; }
  .pied-grille { grid-template-columns: 1fr; gap: 32px; }
  .bandeau-confiance { gap: 20px 30px; }
  .conteneur { width: min(100% - 32px, var(--max)); }
  .hero-badge { position: static; margin-top: 18px; max-width: none; }
  .onglets { width: 100%; }
  .onglets button { flex: 1; padding: 11px 12px; font-size: .86rem; }
  .btn { width: 100%; }
  .groupe-btn { width: 100%; }
}

/* Boutons flottants un peu plus discrets sur mobile */
@media (max-width: 620px) {
  .flottants { right: 14px; bottom: 14px; gap: 10px; }
  .flottant { width: 50px; height: 50px; }
  .flottant svg { width: 24px; height: 24px; }
}

/* ==========================================================================
   23. Simulateur de cotisation
   ========================================================================== */
.simulateur {
  background: #fff; border: 1px solid var(--gris-clair); border-radius: var(--r-xl);
  box-shadow: var(--ombre-m); overflow: hidden;
}
.simu-haut {
  background: linear-gradient(115deg, var(--vert-fonce), var(--vert));
  padding: clamp(28px, 4vw, 44px); color: #fff;
}
.simu-haut h3 { color: #fff; font-size: clamp(1.2rem, 2.2vw, 1.5rem); margin-bottom: 6px; }
.simu-haut p { color: rgba(255,255,255,.88); font-size: .95rem; }
.compteurs { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; margin-top: 26px; }
.compteur {
  background: rgba(255,255,255,.14); border: 1px solid rgba(255,255,255,.26);
  border-radius: var(--r-m); padding: 18px 20px;
}
.compteur label { display: block; font-size: .82rem; color: rgba(255,255,255,.86); margin-bottom: 12px; font-weight: 500; }
.compteur .reglage { display: flex; align-items: center; gap: 14px; }
.compteur button {
  width: 38px; height: 38px; flex: none; border-radius: 50%; border: 0; cursor: pointer;
  background: #fff; color: var(--vert-fonce); font-size: 1.3rem; font-weight: 700; font-family: inherit;
  line-height: 1; display: grid; place-items: center; transition: transform .15s, opacity .15s;
}
.compteur button:hover { transform: scale(1.08); }
.compteur button:disabled { opacity: .38; cursor: not-allowed; transform: none; }
.compteur .valeur { font-size: 1.7rem; font-weight: 800; min-width: 2ch; text-align: center; }
.simu-bas { padding: clamp(26px, 4vw, 40px); }
.simu-resultats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.resultat {
  border: 1px solid var(--gris-clair); border-radius: var(--r-m); padding: 20px 18px;
  position: relative; transition: border-color .2s, box-shadow .2s, transform .2s;
}
.resultat.meilleur { border-color: var(--vert-clair); box-shadow: 0 10px 26px rgba(63,165,53,.16); }
.resultat .badge-eco {
  position: absolute; top: -11px; left: 16px; background: var(--vert); color: #fff;
  font-size: .66rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase;
  padding: 5px 11px; border-radius: 100px;
}
.resultat .nom-f { font-weight: 700; color: var(--vert-nuit); font-size: 1.05rem; }
.resultat .total { font-size: 1.55rem; font-weight: 800; color: var(--vert); margin: 8px 0 2px; letter-spacing: -.02em; }
.resultat .total span { font-size: .8rem; font-weight: 500; color: var(--gris); letter-spacing: 0; }
.resultat .an { font-size: .8rem; color: var(--gris); }
.resultat dl { margin-top: 14px; padding-top: 14px; border-top: 1px dashed var(--gris-clair); display: grid; gap: 7px; }
.resultat dl div { display: flex; justify-content: space-between; gap: 10px; font-size: .82rem; }
.resultat dt { color: var(--gris); }
.resultat dd { color: var(--vert-nuit); font-weight: 600; text-align: right; }
.simu-pied {
  margin-top: 26px; padding-top: 22px; border-top: 1px solid var(--gris-clair);
  display: flex; justify-content: space-between; align-items: center; gap: 18px; flex-wrap: wrap;
}
.simu-pied p { font-size: .86rem; max-width: 52ch; }

/* ==========================================================================
   24. Réseau de soins
   ========================================================================== */
.filtres { display: grid; gap: 18px; margin-bottom: 34px; }
.recherche { position: relative; max-width: 460px; }
.recherche input {
  width: 100%; font-family: inherit; font-size: .96rem; padding: 14px 18px 14px 46px;
  border: 1px solid var(--gris-clair); border-radius: 100px; background: #fff; color: var(--encre);
}
.recherche input:focus { outline: 2px solid var(--vert-clair); outline-offset: 1px; border-color: transparent; }
.recherche .pic { position: absolute; left: 17px; top: 50%; transform: translateY(-50%); width: 19px; height: 19px; color: var(--gris); }
.groupe-filtre { display: flex; flex-wrap: wrap; gap: 9px; align-items: center; }
.groupe-filtre > span { font-size: .8rem; color: var(--gris); font-weight: 600; margin-right: 4px; }
.puce-filtre {
  border: 1px solid var(--gris-clair); background: #fff; color: var(--encre);
  font-family: inherit; font-size: .86rem; font-weight: 500; padding: 9px 17px;
  border-radius: 100px; cursor: pointer; transition: .18s;
}
.puce-filtre:hover { border-color: var(--vert-clair); color: var(--vert); }
.puce-filtre.actif { background: var(--vert); border-color: var(--vert); color: #fff; font-weight: 600; }
.compte-resultats { font-size: .88rem; color: var(--gris); margin-bottom: 20px; }
.compte-resultats b { color: var(--vert-nuit); }
.partenaires { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.partenaire {
  background: #fff; border: 1px solid var(--gris-clair); border-radius: var(--r-l);
  padding: 24px 22px; transition: transform .2s, box-shadow .2s, border-color .2s;
}
.partenaire:hover { transform: translateY(-4px); box-shadow: var(--ombre-m); border-color: rgba(101,192,61,.5); }
.partenaire .type {
  display: inline-block; background: var(--vert-pale); color: var(--vert-fonce);
  font-size: .7rem; font-weight: 700; letter-spacing: .07em; text-transform: uppercase;
  padding: 5px 12px; border-radius: 100px; margin-bottom: 12px;
}
.partenaire h3 { font-size: 1.06rem; margin-bottom: 8px; }
.partenaire .ligne-info { display: flex; gap: 9px; align-items: flex-start; font-size: .86rem; color: var(--gris); margin-top: 6px; }
.partenaire .ligne-info .pic { width: 15px; height: 15px; margin-top: 4px; flex: none; color: var(--vert); }
.partenaire a { color: var(--vert); font-weight: 600; }
.aucun-resultat {
  text-align: center; padding: 56px 24px; background: var(--vert-brume);
  border-radius: var(--r-l); border: 1px dashed var(--gris-clair);
}
.aucun-resultat b { display: block; color: var(--vert-nuit); font-size: 1.08rem; margin-bottom: 8px; }

@media (max-width: 1080px) {
  .simu-resultats { grid-template-columns: repeat(2, 1fr); }
  .partenaires { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 620px) {
  .simu-resultats, .partenaires, .compteurs { grid-template-columns: 1fr; }
  .simu-pied .btn { width: 100%; }
}

/* ---------- Réseau de soins : compléments (annuaire de 1 800 structures) ---------- */
.chiffres-reseau {
  display: flex; flex-wrap: wrap; gap: 16px 44px; margin-top: 34px; position: relative;
}
.chiffres-reseau div b { display: block; font-size: 1.8rem; font-weight: 800; color: #fff; line-height: 1.1; }
.chiffres-reseau div span { font-size: .85rem; color: rgba(255,255,255,.82); }

.choix-ville {
  font-family: inherit; font-size: .9rem; padding: 10px 16px; min-width: 230px;
  border: 1px solid var(--gris-clair); border-radius: 100px; background: #fff; color: var(--encre);
  cursor: pointer;
}
.choix-ville:focus { outline: 2px solid var(--vert-clair); outline-offset: 1px; border-color: transparent; }

.charger-plus { display: flex; justify-content: center; margin-top: 34px; }
.partenaire h3 { overflow-wrap: anywhere; }
.partenaire .ligne-info a:hover { text-decoration: underline; }

@media (max-width: 620px) {
  .chiffres-reseau { gap: 14px 26px; }
  .chiffres-reseau div b { font-size: 1.45rem; }
  .choix-ville { width: 100%; }
}

/* ---------- Filtres actifs & réinitialisation ---------- */
.filtres-actifs { display: flex; flex-wrap: wrap; gap: 9px; }
.puce-active {
  display: inline-flex; align-items: center; gap: 9px;
  background: var(--vert-pale); border: 1px solid rgba(101,192,61,.45); color: var(--vert-fonce);
  font-family: inherit; font-size: .84rem; font-weight: 600;
  padding: 8px 15px; border-radius: 100px; cursor: pointer; transition: .18s;
}
.puce-active:hover { background: var(--vert); border-color: var(--vert); color: #fff; }
.puce-active span { font-size: 1.05rem; line-height: 1; opacity: .75; }
.lien-reinit {
  background: none; border: 0; font-family: inherit; font-size: .85rem; font-weight: 600;
  color: var(--gris); cursor: pointer; text-decoration: underline; padding: 8px 4px;
}
.lien-reinit:hover { color: var(--vert); }
.choix-ville optgroup { font-weight: 700; color: var(--vert-fonce); }

/* ==========================================================================
   25. Espace assuré
   ========================================================================== */
.carte-connexion {
  background: #fff; border: 1px solid var(--gris-clair); border-radius: var(--r-l);
  padding: 30px 28px; margin-top: 26px; box-shadow: var(--ombre-s);
}
.champ-mdp { position: relative; display: flex; }
.champ-mdp input { flex: 1; padding-right: 92px; }
.voir-mdp {
  position: absolute; right: 8px; top: 50%; transform: translateY(-50%);
  background: none; border: 0; font-family: inherit; font-size: .82rem; font-weight: 600;
  color: var(--vert); cursor: pointer; padding: 8px 10px; border-radius: 100px;
}
.voir-mdp:hover { background: var(--vert-pale); }
.message-erreur {
  background: #FDECEC; border-left: 4px solid #D9534F; color: #8A2B28;
  font-size: .88rem; padding: 13px 16px; border-radius: 0 var(--r-s) var(--r-s) 0; margin-bottom: 16px;
}

.bloc-demo {
  margin-top: 22px; background: var(--vert-brume); border: 1px dashed var(--gris-clair);
  border-radius: var(--r-m); padding: 20px 22px;
}
.bloc-demo b { color: var(--vert-nuit); font-size: .95rem; }
.bloc-demo p { font-size: .86rem; margin: 6px 0 14px; }
.bloc-demo ul { display: grid; gap: 12px; }
.bloc-demo li {
  display: flex; align-items: center; flex-wrap: wrap; gap: 8px;
  font-size: .84rem; color: var(--gris);
}
.bloc-demo li > span:first-child { flex: 1 1 100%; font-weight: 600; color: var(--vert-nuit); }
.bloc-demo code {
  background: #fff; border: 1px solid var(--gris-clair); border-radius: 6px;
  padding: 4px 9px; font-size: .82rem; color: var(--vert-fonce); font-family: ui-monospace, monospace;
}
.btn-remplir {
  margin-left: auto; background: var(--vert); color: #fff; border: 0; cursor: pointer;
  font-family: inherit; font-size: .78rem; font-weight: 600; padding: 7px 14px; border-radius: 100px;
}
.btn-remplir:hover { background: var(--vert-fonce); }

.barre-assure {
  display: flex; justify-content: space-between; align-items: flex-end; gap: 20px;
  flex-wrap: wrap; padding-bottom: 26px; border-bottom: 1px solid var(--gris-clair);
}
.barre-assure p { font-size: .92rem; margin-top: 6px; }

/* Carte d'assuré numérique */
.carte-assure {
  background: linear-gradient(125deg, var(--vert-nuit), var(--vert-fonce) 55%, var(--vert) 100%);
  border-radius: var(--r-l); padding: 30px 28px; color: #fff; position: relative; overflow: hidden;
  box-shadow: var(--ombre-m); min-height: 232px; display: flex; flex-direction: column;
}
.carte-assure::after {
  content: ''; position: absolute; width: 260px; height: 260px; right: -90px; bottom: -120px;
  border-radius: 50%; background: rgba(255,255,255,.08);
}
.carte-haut { display: flex; justify-content: space-between; align-items: center; gap: 14px; position: relative; }
.carte-formule {
  background: rgba(255,255,255,.18); border: 1px solid rgba(255,255,255,.3);
  font-size: .74rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase;
  padding: 6px 14px; border-radius: 100px;
}
.carte-nom { font-size: 1.3rem; font-weight: 700; margin-top: auto; position: relative; }
.carte-num {
  font-family: ui-monospace, monospace; font-size: 1.05rem; letter-spacing: .16em;
  color: rgba(255,255,255,.9); margin-top: 4px; position: relative;
}
.carte-bas { display: flex; gap: 36px; margin-top: 22px; position: relative; }
.carte-bas span { display: block; font-size: .72rem; color: rgba(255,255,255,.75); text-transform: uppercase; letter-spacing: .06em; }
.carte-bas b { font-size: .98rem; }

.carte-benef { padding: 24px 22px; }
.pastille-benef {
  width: 46px; height: 46px; border-radius: 50%; display: grid; place-items: center;
  background: var(--vert-pale); color: var(--vert-fonce); font-weight: 700; font-size: .95rem;
  margin-bottom: 16px;
}
.carte-benef h3 { font-size: 1rem; }
.carte-benef p { font-size: .86rem; }

.tableau-remb td { vertical-align: top; }
.echeance { display: flex; flex-direction: column; align-items: flex-start; }

/* Accès à l'espace assuré depuis l'en-tête */
.lien-espace {
  display: inline-flex; align-items: center; gap: 8px;
  border: 1px solid var(--gris-clair); border-radius: 100px; padding: 9px 17px;
  font-size: .88rem; font-weight: 600; color: var(--vert-fonce); transition: .18s; white-space: nowrap;
}
.lien-espace:hover { border-color: var(--vert-clair); color: var(--vert); background: var(--vert-pale); }
.lien-espace .pic { width: 17px; height: 17px; }
.mobile-seul { display: none !important; }

@media (max-width: 1150px) {
  .lien-espace { display: none; }
  .mobile-seul { display: flex !important; align-items: center; gap: 9px; }
  .nav-liens .mobile-seul { color: var(--vert); font-weight: 600; }
}
@media (max-width: 900px) {
  .barre-assure { align-items: flex-start; }
  .carte-assure { min-height: 210px; }
}
@media (max-width: 620px) {
  .tuiles[data-tuiles] { grid-template-columns: 1fr !important; }
  .btn-remplir { margin-left: 0; }
}

@media (max-width: 620px) {
  .carte-haut { flex-wrap: wrap; row-gap: 10px; }
  .carte-formule { font-size: .68rem; padding: 5px 11px; }
  .carte-assure { padding: 26px 22px; }
  .carte-num { font-size: .95rem; letter-spacing: .12em; }
  .carte-bas { gap: 24px; }
}

/* ---------- 21. Formulaire de contact ---------- */
.carte-formulaire {
  max-width: 820px; margin: 0 auto; background: var(--blanc);
  border: 1px solid var(--gris-clair); border-radius: var(--r-l);
  padding: 34px 32px; box-shadow: var(--ombre-m);
}
.grille-champs { display: grid; grid-template-columns: 1fr 1fr; gap: 0 20px; }
.champ--large { grid-column: 1 / -1; }
.champ textarea {
  font: inherit; color: var(--encre); background: var(--creme);
  border: 1px solid var(--gris-clair); border-radius: var(--r-s);
  padding: 12px 14px; resize: vertical; min-height: 110px; width: 100%;
}
.champ textarea:focus { outline: 2px solid var(--vert-clair); outline-offset: 1px; border-color: transparent; }
.champ-piege { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.case-accord {
  display: flex; gap: 12px; align-items: flex-start; margin: 6px 0 18px;
  font-size: .88rem; color: var(--gris); line-height: 1.5;
}
.case-accord input { margin-top: 3px; width: 18px; height: 18px; accent-color: var(--vert); flex: none; }
.message-formulaire {
  border-radius: var(--r-s); padding: 13px 16px; font-size: .9rem; font-weight: 500; margin-bottom: 16px;
}
.message-formulaire.est-ok { background: var(--vert-pale); color: var(--vert-fonce); }
.message-formulaire.est-erreur { background: #FDECEC; color: #A32020; }
@media (max-width: 700px) {
  .grille-champs { grid-template-columns: 1fr; }
  .carte-formulaire { padding: 26px 20px; }
}